What is required for PCI DSS compliance?
The requirement for PCI DSS compliance is to meet the 12 requirements set by the council. These requirements include everything from including a firewall configuration to maintaining strong passwords.
Here are 12 key requirements of PCI DSS compliance:
- Secure your network by installing and maintaining a firewall configuration to guard cardholder information. Configure firewalls to disclaim all site visitors except what’s necessary for enterprise operations.
- Change default passwords and safety settings on hardware and software programs to avert unauthorized admission to cardholder data. Relying solely on a single, complex password for system security is not a sufficient safeguard, and no password is entirely immune to being cracked.
- Encryption and protection protocols are used to shield cardholder data for the duration of transmission over public networks. Ensure secure communique channels (e.g., TLS/SSL).
- Make sure to use anti-virus software, and don’t forget to update it regularly for the best protection. It helps keep your system safe from harmful viruses and malware that can slow it down or even steal your personal information
- Develop and maintain secure systems and applications
- Limit access to cardholder data to those who need it for business purposes.
- Assign a unique ID to each individual with computer access.
- Restrict physical access to cardholder data to authorized personnel only. Storing sensitive information, such as payment card data, in an exposed or easily accessible manner is strictly prohibited. An example of this common mistake is seen in hotels that keep binders filled with credit card numbers right behind the front desk or stacked on the fax machine for convenient reservation access.
- Keep track of and monitor all access to network resources and cardholder data.
- Regularly test security systems and processes to identify vulnerabilities.
- Maintain an information security policy that covers all personnel.
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